For accounting practices

Your clients, organised.
Your time, back.

MTDPERSONAL is the private vault your simpler clients use to keep their own records straight, all year round — so when it's time to file, you're reviewing clean figures instead of reconstructing them from a shoebox and a spreadsheet.

🔒 Client controls what's shared 📋 Always up to date, not year-end scramble 🔍 Every access logged and visible to your client
The problem right now

MTD's first live quarterly deadline (7 August 2026) left a lot of practices stretched thin.

Clients arriving with a shoebox of receipts, running parallel spreadsheets alongside whatever software they were sold, and expecting a full quarterly cycle of chasing before anything can be filed. That workload doesn't go away as MTD's thresholds keep dropping — £30,000 from April 2027, £20,000 from April 2028 — it grows, across more of your client base.

How it works for your practice

Less chasing. Less admin. The relationship stays yours.

MTDPERSONAL isn't built to replace what you do for clients — it's built to remove the parts of the job that were never really accountancy.

📥
Your client stays the record-keeper
They connect their own bank and upload their own documents. MTDPERSONAL sorts and categorises continuously — you're not the one scrambling together a year's transactions in the final week.
🔍
You see exactly what's shared, for exactly as long as it's shared
Zero-knowledge architecture means MTDPERSONAL itself can't read the data — access only ever comes from the client's own choice, logged in an audit trail they can see too. Nothing is hidden from either of you.
🤝
A natural referral, not a threat
For clients whose needs are simpler than a full bookkeeping engagement, MTDPERSONAL is somewhere to point them — while you still see their numbers whenever it matters, with far less back-and-forth to get there.
Architecture, not a policy promise

We can't read your client's data. That's not a setting — it's how it's built.

Every client's data is encrypted on their own device before it ever reaches MTDPERSONAL's servers. We hold only ciphertext we have no ability to open. When a client shares access with you, that grant — and every time you use it — is logged in a trail visible to them. Nothing changes hands that they didn't choose to share.

🔑
Client-held encryption keysThe key never leaves the client's control — not MTDPERSONAL's servers, not your access grant.
⏱
Time-limited accessClients choose how long you can see their vault — indefinite, or for a specific filing window.
📜
Shared audit trailEvery time you open a client's data, it's logged — visible to them as well as you.
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RoadmapPractice-level workspace
Aggregated flags across your whole client base are planned — extending the same consent-based sharing, not new data access.
Register your interest

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We're building this alongside practising accountants, not around them. Leave your details and we'll reach out before public launch with early access for your practice and your clients.

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